Last updated: October 2025
Welcome to Asapay. These Terms of Service (“Terms”) govern your use of our website, mobile app, and related services.
By accessing or using Asapay, you agree to these Terms. Please read them carefully.
1. About Asapay
Asapay is a financial technology platform that lets users send money across borders, earn through surveys, and save securely in a digital wallet.
Our mission is to make global transfers fast, transparent, and accessible for everyone.
By using Asapay, you confirm that you are at least 18 years old and have the legal capacity to enter into this agreement.
2. Acceptable Use
You agree to use Asapay only for lawful purposes and in compliance with all applicable U.S. and international laws.
You may not:
- Use Asapay for fraud, money laundering, or other illegal activity.
- Send or receive funds connected to prohibited items or sanctioned entities.
- Attempt to breach security, access another user’s account, or misuse the system.
You are responsible for keeping your login credentials secure and for all activities under your account.
3. Fees and Charges
All fees are shown clearly before you confirm a transaction.
Fees may vary depending on transfer amount, destination, or payment method.
- Transaction Fees: Displayed during checkout before you send.
- Exchange Rates: Updated in real time; rates and conversion fees are shown before sending.
- Additional Fees: Certain optional services (e.g., faster delivery or verification) may carry small extra charges.
We believe in full transparency — no hidden fees, ever.
4. Compliance with U.S. Laws
Asapay complies with the Electronic Funds Transfer Act (EFTA), which governs electronic payments in the United States.
Your rights include:
- The ability to dispute unauthorized or incorrect transactions.
- The right to receive prompt investigation and correction if an error occurs.
To report a dispute, contact our support team within the timeframe stated in your account or app settings.
5. Privacy and Data Security
We value your privacy and protect your information using industry-standard encryption and security measures.
- Data Collection: We collect limited personal and financial information to verify your identity and process transactions.
- Third-Party Partners: We work with regulated partners like Sila, Priority Bank, Plaid, Yellow Card, and AZA Finance to power payments and compliance.
- Data Sharing: We do not sell or share your data except as required to provide services or comply with the law.
For more details, please read our Privacy Policy.
6. Service Availability and Liability
We do our best to keep Asapay running smoothly, but we can’t guarantee uninterrupted access.
We’re not responsible for delays or outages caused by third-party networks, maintenance, or events beyond our control.
You agree to indemnify and hold harmless Asapay and its affiliates from any claims or damages resulting from misuse of the platform or violation of these Terms.
7. Dispute Resolution and Account Termination
Any disputes arising from these Terms will be handled through binding arbitration in accordance with U.S. law.
Asapay reserves the right to suspend or close your account at any time if we detect fraud, security concerns, or misuse of our services.
8. Updates to These Terms
We may update these Terms from time to time to reflect changes in our services or applicable laws.
When we do, we’ll post the revised version here and update the “Last Updated” date. Continued use of Asapay means you accept the new terms.
9. Contact Us
If you have any questions about these Terms or need support, please contact us at:
📧 support@asapay.app